Home Buyers

Home Buyers

Master Your Credit Score: Essential Insights for Homebuyers

What Homebuyers Need To Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. […]
Home Buyers

Is Real Estate Still Considered the Best Long-Term Investment?

Real Estate Is Still Considered the Best Long-Term Investment With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment […]
First Time Home Buyer, Home Buyers

Key Terms To Know When Buying a Home

Key Terms To Know When Buying a Home Some Highlights Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel […]
First Time Home Buyer, Home Buyers

Do Buyers Have More Negotiation Power in Today’s Market?

You May Have More Negotiation Power When You Buy a Home Today Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors […]

Home Buyers Master Your Credit Score: Essential Insights for Homebuyers What Homebuyers Need To Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. […]

Home Buyers Is Real Estate Still Considered the Best Long-Term Investment? Real Estate Is Still Considered the Best Long-Term Investment With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment […]

First Time Home Buyer Key Terms To Know When Buying a Home Key Terms To Know When Buying a Home Some Highlights Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel […]

First Time Home Buyer Do Buyers Have More Negotiation Power in Today’s Market? You May Have More Negotiation Power When You Buy a Home Today Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors […]

First Time Home Buyers What to Avoid After Applying For a Mortgage Applying For a Mortgage? Here’s What You Should Avoid Once You Do. While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. […]

Home Buyers Pre-Approval a First Step on Your Homebuying Journey Pre-Approval Is a Critical First Step on Your Homebuying Journey If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? To better […]

Home Buyers What Do Dropping Mortgage Rates Mean For You? What Do Dropping Mortgage Rates Mean For You? Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting […]

First Time Home Buyers Advantages of Buying a Home Today Key Advantages of Buying a Home Today There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but […]

First Time Home Buyers Good News for Today’s Homebuyers 3 Trends That Are Good News for Today’s Homebuyers While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home. As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here […]

First Time Home Buyer Saving For A Home Purchase Taking the Fear out of Saving for a Home Saving for a home purchase shouldn’t be scary. If you’ve been planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is […]

Home Buyers Why Hire a Real Estate Agent [Infographic] Why It’s So Important To Hire a Pro [INFOGRAPHIC] Some Highlights If you’re thinking of buying or selling a home, you’ll want a trusted real estate professional on your side for their industry experience and expert insights. The right advisor utilizes the latest technology and can help you navigate today’s home pricing and market values, the contracts and fine print, and the negotiations […]

First Time Home Buyer What Are Closing Cost Don’t Get Caught Off Guard by Closing Costs As a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people understand the need to save for a down payment, a recent survey found 41% of homebuyers were surprised by their closing costs. Here’s some information to help you […]

Down Payment How Much Do You Need for Your Down Payment? How Much Do You Need for Your Down Payment? As you set out on your home buying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down, […]

Down Payment Downpayment Assistance Programs to Help Home Buyers Homeownership Could Be in Reach with Down Payment Assistance Programs A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news […]

Home Buyers Four Things That Help Determine Your Mortgage Rate Four Things That Help Determine Your Mortgage Rate If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking […]

Down Payment What to Know When Saving for a Down Payment Saving for a Down Payment? Here’s What You Should Know. As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be […]

Home Buyers Achieve Homeownership with your VA Loan VA Loans Can Help Veterans Achieve Their Dream of Homeownership For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. San Diego is home to one of […]

First Time Home Buyers Should you Wait for Mortgage Rates to Go Down? Increasing Mortgage Rates Mortgage rates have increased significantly over the past month from 5.66% to 6.6%. It seems like buyers just can’t catch a break. Just as prices have begun to slow interest rates shot up, now approaching 7% and will likely slow buyer demand as buyers are having to pay more per month on […]

First Time Home Buyers What Are Home Prices Expected to Do in 2022 These past two years we’ve seen home prices skyrocket to record heights. In April of 2022 the average single family home price in San Diego County reached $1,350,841. With talks of a recession, mortgage rate volatility, and the housing market beginning to cooldown what’s going to happen with home prices? Though prices have begun to […]

First Time Home Buyers Are More Listings Coming to the San Diego Market? If you’ve been in the market looking for a home, it’s been a challenge these last two years. In a recent survey from the National Association of Realtors (NAR), one of the primary obstacles in purchasing a home was a lack of homes that fit the buyers needs. This is largely do to the lack […]

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